Blog

Which Is Better: Buying an Existing Home, or Building a New One?

Which Is Better: Buying an Existing Home, or Building a New One?

  • Heather Smith
  • 12/19/24
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What Happens When Your Home Listing Expires?

What Happens When Your Home Listing Expires?

  • Heather Smith
  • 12/12/24
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Buying a Home in an HOA Is Becoming More Common. Is It Right for You?

Buying a Home in an HOA Is Becoming More Common. Is It Right for You?

  • Heather Smith
  • 12/6/24
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Why Shopping for a Home During the Holidays Might Be the Best Gift You Give Yourself

Why Shopping for a Home During the Holidays Might Be the Best Gift You Give Yourself

  • Heather Smith
  • 11/28/24
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Higher Deductible vs. Higher Premiums: Questions to Ask Yourself When Getting Home Insurance

Higher Deductible vs. Higher Premiums: Questions to Ask Yourself When Getting Home Insurance

  • Heather Smith
  • 11/21/24
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Nearly Half of Recent Buyers Secured a Mortgage Below 5%—Tips on How You Can Too!

Nearly Half of Recent Buyers Secured a Mortgage Below 5%—Tips on How You Can Too!

  • Heather Smith
  • 11/14/24
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Study Finds That People Have a Lot of Regrets… But Moving Isn’t One of Them

Study Finds That People Have a Lot of Regrets… But Moving Isn’t One of Them

  • Heather Smith
  • 11/7/24
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Common Things Homeowners Get Wrong About Their Home Insurance Policy

Common Things Homeowners Get Wrong About Their Home Insurance Policy

  • Heather Smith
  • 10/31/24
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36% of People Turn to AI for Insurance Coverage Advice—Here’s Why Homeowners Shouldn’t

36% of People Turn to AI for Insurance Coverage Advice—Here’s Why Homeowners Shouldn’t

  • Heather Smith
  • 10/17/24
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What Does the Fed Cutting Interest Rates Mean for the Housing Market?

What Does the Fed Cutting Interest Rates Mean for the Housing Market?

  • Heather Smith
  • 10/10/24
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How to Be Financially Prepared If Extreme Weather Hits

How to Be Financially Prepared If Extreme Weather Hits

  • Heather Smith
  • 10/3/24
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Thinking about Renovating Your Home? These Are the Average Home Renovation Costs

Thinking about Renovating Your Home? These Are the Average Home Renovation Costs

  • Heather Smith
  • 09/26/24
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Common Questions About Real Estate Commissions, and How the Commission Structure Has Changed

Common Questions About Real Estate Commissions, and How the Commission Structure Has Changed

  • Heather Smith
  • 09/19/24
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Experts Are Predicting Mortgage Interest Rates Will Drop This Fall: Here’s What You Need to Know

Experts Are Predicting Mortgage Interest Rates Will Drop This Fall: Here’s What You Need to Know

  • Heather Smith
  • 09/12/24
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The Myths Blocking Millennials and Gen Z From Homeownership

The Myths Blocking Millennials and Gen Z From Homeownership

  • Heather Smith
  • 09/5/24
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How to Protect Yourself From Mortgage Wire Fraud

How to Protect Yourself From Mortgage Wire Fraud

  • Heather Smith
  • 08/22/24
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Less Competition, More Opportunity: Why Homebuyers Should Act Before the Election

Less Competition, More Opportunity: Why Homebuyers Should Act Before the Election

  • Heather Smith
  • 08/15/24
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FAQs About Home Equity Agreements

FAQs About Home Equity Agreements

  • Heather Smith
  • 08/8/24
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Key Steps to Buying Your First Home

Key Steps to Buying Your First Home

  • Heather Smith
  • 08/1/24
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If You’re a Homebuyer With Less-Than-Ideal Credit, Should You Consider a Nonprime or Dignity Loan?

If You’re a Homebuyer With Less-Than-Ideal Credit, Should You Consider a Nonprime or Dignity Loan?

  • Heather Smith
  • 07/25/24
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Answers to Three Common Questions about Credit Scores and Buying a Home

Answers to Three Common Questions about Credit Scores and Buying a Home

  • Heather Smith
  • 07/18/24
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Thinking about Including Your Dog in Your Listing Photos? You Might Want to Think Again

Thinking about Including Your Dog in Your Listing Photos? You Might Want to Think Again

  • Heather Smith
  • 07/11/24
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How Is Your Credit Score Calculated?

How Is Your Credit Score Calculated?

  • Heather Smith
  • 07/4/24
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Buying Your First Home? Here’s How to Boost Your Credit Score

Buying Your First Home? Here’s How to Boost Your Credit Score

  • Heather Smith
  • 06/27/24
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Thinking about Loaning Money to a Loved One for Their Home Purchase? Read This First

Thinking about Loaning Money to a Loved One for Their Home Purchase? Read This First

  • Heather Smith
  • 06/20/24
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If You Feel Stuck Renting a Place to Live, “Rentvesting” Might Be Your Ticket to Homeownership

If You Feel Stuck Renting a Place to Live, “Rentvesting” Might Be Your Ticket to Homeownership

  • Heather Smith
  • 06/6/24
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Should You Sell Your House and Buy Another One, or Stay and Renovate the Current One?

Should You Sell Your House and Buy Another One, or Stay and Renovate the Current One?

  • Heather Smith
  • 05/30/24
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Signs a Buyer May Not Be Serious

Signs a Buyer May Not Be Serious

  • Heather Smith
  • 05/23/24
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What Type of Mortgage Is Right for You?

What Type of Mortgage Is Right for You?

  • Heather Smith
  • 05/16/24
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Dreaming of Buying a Home? Here’s How Long Each Step of the Process May Take

Dreaming of Buying a Home? Here’s How Long Each Step of the Process May Take

  • Heather Smith
  • 05/9/24
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Feeling Like You Missed the Peak Time to Sell Your House? Well, It’s Not Too Late… Yet

Feeling Like You Missed the Peak Time to Sell Your House? Well, It’s Not Too Late… Yet

  • Heather Smith
  • 05/2/24
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Buying a Flipped House Can Come With Costly Hidden Problems, So Take These Proper Precautions

Buying a Flipped House Can Come With Costly Hidden Problems, So Take These Proper Precautions

  • Heather Smith
  • 04/25/24
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Things to Keep in Mind When Trying to Secure a Mortgage After a Foreclosure

Things to Keep in Mind When Trying to Secure a Mortgage After a Foreclosure

  • Heather Smith
  • 04/18/24
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Underwater on Your Mortgage? Here Are Some Options

Underwater on Your Mortgage? Here Are Some Options

  • Heather Smith
  • 04/11/24
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5 Behind-The-Scenes Things Agents Worry About Regarding the Location of a Home

5 Behind-The-Scenes Things Agents Worry About Regarding the Location of a Home

  • Heather Smith
  • 04/4/24
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Buying a Home? Here’s How a Lender Can Help

Buying a Home? Here’s How a Lender Can Help

  • Heather Smith
  • 03/28/24
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What Home Buyer Personality Type Are You?

What Home Buyer Personality Type Are You?

  • Heather Smith
  • 03/21/24
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Here’s What You Need to Know about No Fee Mortgages

Here’s What You Need to Know about No Fee Mortgages

  • Heather Smith
  • 03/14/24
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Why You May Want to Update (And Even Sell) Your House Now, if You’re a Baby Boomer

Why You May Want to Update (And Even Sell) Your House Now, if You’re a Baby Boomer

  • Heather Smith
  • 03/7/24
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Last Minute Issues on Closing Day? Here’s How to Deal

Last Minute Issues on Closing Day? Here’s How to Deal

  • Heather Smith
  • 02/29/24
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Thinking About Selling Your Home in 2024? Here’s Why Now Is a Great Time to Sell

Thinking About Selling Your Home in 2024? Here’s Why Now Is a Great Time to Sell

  • Heather Smith
  • 02/22/24
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The Pros and Cons of Mortgage Rate Locks for Home Buyers

The Pros and Cons of Mortgage Rate Locks for Home Buyers

  • Heather Smith
  • 02/15/24
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Want to Pay off Your Mortgage Faster? These Strategies Can Help

Want to Pay off Your Mortgage Faster? These Strategies Can Help

  • Heather Smith
  • 02/8/24
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The Benefits of Using a Mortgage Broker

The Benefits of Using a Mortgage Broker

  • Heather Smith
  • 02/1/24
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Leveraging Your Home Equity to Ease Money Worries and (Better Yet!) Build Wealth

Leveraging Your Home Equity to Ease Money Worries and (Better Yet!) Build Wealth

  • Heather Smith
  • 01/25/24
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Are Bidding Wars the New Normal for Home Buyers? Tips on Coping with Them, and Possibly Avoiding Them Altogether

Are Bidding Wars the New Normal for Home Buyers? Tips on Coping with Them, and Possibly Avoiding Them Altogether

  • Heather Smith
  • 01/18/24
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Saving Up for a Down Payment on a House? Down Payment Assistance Programs May Speed Up the Process!

Saving Up for a Down Payment on a House? Down Payment Assistance Programs May Speed Up the Process!

  • Heather Smith
  • 01/11/24
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FAQs Home Buyers Have About Mortgages

FAQs Home Buyers Have About Mortgages

  • Heather Smith
  • 01/4/24
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Thinking About Buying a Home? Here Are Some Reasons That’s a Good Move In Today’s Market

Thinking About Buying a Home? Here Are Some Reasons That’s a Good Move In Today’s Market

  • Heather Smith
  • 12/21/23
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Is Your New Year’s Resolution to Have a Healthier 2024? Consider These Healthy Home Upgrades

Is Your New Year’s Resolution to Have a Healthier 2024? Consider These Healthy Home Upgrades

  • Heather Smith
  • 12/14/23
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Thinking About Selling Your House? “Life Happens” Buyers Are an Opportunity You Don’t Want to Miss

Thinking About Selling Your House? “Life Happens” Buyers Are an Opportunity You Don’t Want to Miss

  • Heather Smith
  • 12/7/23
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Taking Listing Photos? Make Sure These Things Aren’t in the Shot

Taking Listing Photos? Make Sure These Things Aren’t in the Shot

  • Heather Smith
  • 11/30/23
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Did You Know You Can Qualify as a First-Time Homebuyer for a Mortgage, Even If You Owned a Home in the Past?

Did You Know You Can Qualify as a First-Time Homebuyer for a Mortgage, Even If You Owned a Home in the Past?

  • Heather Smith
  • 11/23/23
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Can You Pay Your Mortgage Using a Credit Card? Technically, Yes… but Should You?

Can You Pay Your Mortgage Using a Credit Card? Technically, Yes… but Should You?

  • Heather Smith
  • 11/16/23
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Use These Habits to Successfully Save for a Down Payment

Use These Habits to Successfully Save for a Down Payment

  • Heather Smith
  • 11/9/23
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Have an Upcoming Home Appraisal? Here’s What Your Appraiser Wants You to Know

Have an Upcoming Home Appraisal? Here’s What Your Appraiser Wants You to Know

  • Heather Smith
  • 11/2/23
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Thinking About Downsizing? Consider These Potential Downsides First

Thinking About Downsizing? Consider These Potential Downsides First

  • Heather Smith
  • 10/26/23
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Common Questions Buyers Have About Buying a “Spec” Home

Common Questions Buyers Have About Buying a “Spec” Home

  • Heather Smith
  • 10/19/23
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3 House Hunting Tips for the 26% Of Homebuyers Planning to Buy in Another Part of the Country This Year

3 House Hunting Tips for the 26% Of Homebuyers Planning to Buy in Another Part of the Country This Year

  • Heather Smith
  • 10/12/23
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Assumable Mortgages Are a Great Way to Get a Better Rate When Buying a House… If You Can Get One

Assumable Mortgages Are a Great Way to Get a Better Rate When Buying a House… If You Can Get One

  • Heather Smith
  • 10/5/23
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It’s Important to Get Your Mortgage Pre-approval Updated in Any Real Estate Market, but Especially This One

It’s Important to Get Your Mortgage Pre-approval Updated in Any Real Estate Market, but Especially This One

  • Heather Smith
  • 09/28/23
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Don’t Ignore Little Problems Around Your House, Because It Could Impact Your Insurance Coverage

Don’t Ignore Little Problems Around Your House, Because It Could Impact Your Insurance Coverage

  • Heather Smith
  • 09/21/23
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The New Rules for Buying a Home in Today’s Market

The New Rules for Buying a Home in Today’s Market

  • Heather Smith
  • 09/14/23
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Frustrated by High Home Prices? Here’s an Underused Solution if You Work From Home…

Frustrated by High Home Prices? Here’s an Underused Solution if You Work From Home…

  • Heather Smith
  • 09/7/23
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Use These Tips to Compete With All-Cash Offers

Use These Tips to Compete With All-Cash Offers

  • Heather Smith
  • 08/31/23
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Mortgage Declined? Here’s What to Do

Mortgage Declined? Here’s What to Do

  • Heather Smith
  • 08/24/23
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Don’t Let These “What If’s” Stop You From Buying a Home

Don’t Let These “What If’s” Stop You From Buying a Home

  • Heather Smith
  • 08/17/23
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Buying a Home? Don’t Make These Costly Mortgage Mistakes

Buying a Home? Don’t Make These Costly Mortgage Mistakes

  • Heather Smith
  • 08/10/23
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Timeless Advice: If You’re Even Thinking About Buying a House, Start the Process NOW…

Timeless Advice: If You’re Even Thinking About Buying a House, Start the Process NOW…

  • Heather Smith
  • 08/3/23
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The Myths About Today’s Market That Are Hurting Both Buyers and Sellers

The Myths About Today’s Market That Are Hurting Both Buyers and Sellers

  • Heather Smith
  • 07/27/23
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66% Of Young People Are Peeping on Their Pals’ Property Prices… and It’s Stressing Them Out

66% Of Young People Are Peeping on Their Pals’ Property Prices… and It’s Stressing Them Out

  • Heather Smith
  • 07/20/23
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Everything You Need to Know About Selling to a Real Estate Investor

Everything You Need to Know About Selling to a Real Estate Investor

  • Heather Smith
  • 07/13/23
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Thinking About Buying a Home? Here’s Why Now Is a Good Time to Make a Move

Thinking About Buying a Home? Here’s Why Now Is a Good Time to Make a Move

  • Heather Smith
  • 07/6/23
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How to Deal With a Lowball Offer — And Transform It Into an Offer You’re Excited to Accept

How to Deal With a Lowball Offer — And Transform It Into an Offer You’re Excited to Accept

  • Heather Smith
  • 06/29/23
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Should You Reduce Your Listing Price after Two Weeks in the Current Market, or Is That Too Soon?

Should You Reduce Your Listing Price after Two Weeks in the Current Market, or Is That Too Soon?

  • Heather Smith
  • 06/22/23
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Everything You Need to Know About Buyer’s Markets

Everything You Need to Know About Buyer’s Markets

  • Heather Smith
  • 06/15/23
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Which Should You Do First: Save for a Down Payment on a House, or Your Retirement?

Which Should You Do First: Save for a Down Payment on a House, or Your Retirement?

  • Heather Smith
  • 06/8/23
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Should You Accept the First Offer You Receive When Selling Your House? (Spoiler Alert: Probably!)

Should You Accept the First Offer You Receive When Selling Your House? (Spoiler Alert: Probably!)

  • Heather Smith
  • 06/1/23
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Why Home Buyers Should Still Care about Having a Higher Credit Score, Despite Fees Dropping for Buyers with Lower Credit Scores

Why Home Buyers Should Still Care about Having a Higher Credit Score, Despite Fees Dropping for Buyers with Lower Credit Scores

  • Heather Smith
  • 05/25/23
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A Rate Lock May Be the Answer to Your Concerns About Mortgage Rates

A Rate Lock May Be the Answer to Your Concerns About Mortgage Rates

  • Heather Smith
  • 05/18/23
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Should You Wait for Mortgage Rates to Go Back Down to 5.5% Before Buying a House?

Should You Wait for Mortgage Rates to Go Back Down to 5.5% Before Buying a House?

  • Heather Smith
  • 05/11/23
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Low Home Appraisal? Here’s How Buyers Can Navigate the Situation

Low Home Appraisal? Here’s How Buyers Can Navigate the Situation

  • Heather Smith
  • 05/4/23
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There’s Good News and Bad News for Single Women Who Buy a House (But the Bad News Can Be Avoided…)

There’s Good News and Bad News for Single Women Who Buy a House (But the Bad News Can Be Avoided…)

  • Heather Smith
  • 04/27/23
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Some Homeowners Will Benefit from Other Sellers Going on a So-Called “Strike” This Spring (Are You in a Position to Take Advantage?)

Some Homeowners Will Benefit from Other Sellers Going on a So-Called “Strike” This Spring (Are You in a Position to Take Advantage?)

  • Heather Smith
  • 04/20/23
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Thinking About Getting a USDA Loan? Make Sure to Ask Lenders These Questions

Thinking About Getting a USDA Loan? Make Sure to Ask Lenders These Questions

  • Heather Smith
  • 04/13/23
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Are Appraisals on Their Way Out? (And Do You Even Really Need One When Buying a House?)

Are Appraisals on Their Way Out? (And Do You Even Really Need One When Buying a House?)

  • Heather Smith
  • 04/6/23
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The Sneaky Way Renting a Place to Live Is Costing You More Lately

The Sneaky Way Renting a Place to Live Is Costing You More Lately

  • Heather Smith
  • 03/30/23
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Will the 2023 Spring Real Estate Market Be Different from the Past Few? Buyers & Sellers: Here’s What You Need to Know

Will the 2023 Spring Real Estate Market Be Different from the Past Few? Buyers & Sellers: Here’s What You Need to Know

  • Heather Smith
  • 03/23/23
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If You’re Self-Employed, Investing in Real Estate May Be the Lifeline You Need to Succeed

If You’re Self-Employed, Investing in Real Estate May Be the Lifeline You Need to Succeed

  • Heather Smith
  • 03/16/23
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Thinking About Buying a Condo? Consider These Factors First

Thinking About Buying a Condo? Consider These Factors First

  • Heather Smith
  • 03/9/23
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The Government Just Made Buying Your First Home More Affordable (And a Few Tips to Make It Even More So)

The Government Just Made Buying Your First Home More Affordable (And a Few Tips to Make It Even More So)

  • Heather Smith
  • 03/2/23
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Are Mortgage Rates Back to “Normal”?

Are Mortgage Rates Back to “Normal”?

  • Heather Smith
  • 02/23/23
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Buying and Selling a Home at the Same Time? Here’s What You Need to Know

Buying and Selling a Home at the Same Time? Here’s What You Need to Know

  • Heather Smith
  • 02/16/23
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What Are “Comps,” and What Do You Need to Know About Them in the Current Real Estate Market?

What Are “Comps,” and What Do You Need to Know About Them in the Current Real Estate Market?

  • Heather Smith
  • 02/9/23
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Thinking About Buying a New Home and Keeping Your Current Home as a Rental Property? Ask Yourself These Questions First

Thinking About Buying a New Home and Keeping Your Current Home as a Rental Property? Ask Yourself These Questions First

  • Heather Smith
  • 02/2/23
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The Must-Know Habits of Successful Homebuyers in 2023

The Must-Know Habits of Successful Homebuyers in 2023

  • Heather Smith
  • 01/26/23
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With Home Prices Coming Down in Some Areas, Will Your Rent Lower as Well?

With Home Prices Coming Down in Some Areas, Will Your Rent Lower as Well?

  • Heather Smith
  • 01/19/23
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With Consumer Confidence and Seller Concessions Both on the Rise, Now’s a Great Time to Buy a House

With Consumer Confidence and Seller Concessions Both on the Rise, Now’s a Great Time to Buy a House

  • Heather Smith
  • 01/13/23
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Self-Employed and Buying a Home? Here’s What You Need to Know

Self-Employed and Buying a Home? Here’s What You Need to Know

  • Heather Smith
  • 01/5/23
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8 Reasons You Should Seriously Consider Listing Your House in January 2023

8 Reasons You Should Seriously Consider Listing Your House in January 2023

  • Heather Smith
  • 12/29/22
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Work With Heather

For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As one of the top real estate professionals in the local market, I'll negotiate the best prices and terms for you and answer all of your questions as they arise.